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In some states, financial institutions are able to offer a loan repayment plan. Interest rates and fees will hold over into the repayment period. However, if the borrower is unable to pay the loan by the final due date, the loan's standing will go into default. A defaulted salaryday loan will outcome in extra fees from the lender, and the possible further tries to get hold of the funds from the borrower's checking account. The loan company may open a lawsuit towards the borrower, which could result in a garnished take-home pay for the borrower.
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